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eNaira TVC

eNaira & BDC (Forex) 

As part of the efforts of the Bankers' Committee to increase public awareness on financial literacy, the FLPE Sub-committee holds periodic campaigns on trending information for more SME participation and growth to the Nation's economy and financial services. The recent launch of  eNaira (CBN Digital currency) and the new policies on BDCs are the current focus areas within the period under view.  

Same Naira. More Possibilities

eNaira is a Central Bank of Nigeria-issued digital currency that provides a unique form of money denominated in Naira. eNaira serves as both a medium of exchange and a store of value, offering better payment prospects in retail transactions when compared to cash payments. eNaira has an exclusive operational structure that is both remarkable and nothing like other forms of central bank money.

Dowload eNaira Speed Wallet

From your Google Play Store or Apple App Store. (Find more via eNaira Official website)

After eNaira app download

You need minimum identification details (i.e., NIN, BVN, or KYC/AML Information, depending on the customer tier you are).
You also need other identification details (i.e., Name, Place and Date of Birth, Phone Number, Passport Photograph, Email and Password).
Minimum ID is validated.
You receive an email to activate your wallet.
Log in to account

eNaira has different Customer Tiers

Tier Zero – Customers without Existing Bank Account and without Verified NIN
Minimum Account Opening Requirement: Phone Number
Daily Transaction Limit: N20,000
Maximum Cumulative Daily Balance: N120,000
Tier One – Customers without Existing Bank Account
Minimum Account Opening Requirement: NIN
Daily Transaction Limit: N50,000
Maximum Cumulative Daily Balance: N300,000
Tier Two – Customers With Minimal Spending Abilities
Minimum Account Opening Requirement: BVN
Daily Transaction Limit: N200,000
Maximum Cumulative Balance: N500,000
Tier Three – Customers With Regular Spending Abilities
Minimum Account Opening Requirement: BVN
Daily Transaction Limit: N1,000,000
Maximum Cumulative Balance: N5,000,000

Some FAQs on eNaira

Explore more via eNaira FAQ

eNaira is a central bank digital currency (CBDC) issued by the Central Bank of Nigeria as a legal tender. It is the digital form of the Naira and will be used just like cash. Its functionality delivers speedy, safe, and simple trading and transactional opportunities to customers and end-users:

It is exchanged peer to peer.
It is universal – anybody can hold it.
It does not yield any interest.

The eNaira wallet is a digital storage that holds the eNaira. It is held and managed on a distributed ledger.
The eNaira wallet is required to access, hold and use eNaira.

eNaira is the digital form of the cash and is a direct liability on the Central Bank of Nigeria while the customer deposits are direct liabilities on the financial institutions.

The benefits of the eNaira are:

Fast, cheap, reliable and available payment channel.
Support digital economy.
Improved economic activities.
Simplified and easy cross border payments and trade.
Inclusion of excluded people in the financial system.
Improved effectiveness of monetary policies.
Ease in tax remittance and collection to support the Country’s growth.
Ease in targeted social interventions to support Nigerians.

eNaira is safe and secured with cryptographic techniques against counterfeiting, cloning, and other forms of attack.

99.9% service availability.
Low charges.
Nationwide acceptance.
No dispensing errors.
Advanced data privacy and security

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